travelers buried utility lines coverage

When a problem occurs, you'll have to call for service and pay for the repairs. Knowing the causes of home water damage and signs of a problem can help prevent long-term problems. Our trained account consultants can help develop a focused plan that helps achieve the customer's risk control goals. <> 0000003339 00000 n From protecting equipment to keeping trucks on the road and workers on the job, manufacturers require custom solutions. Contact us if you are. Should a covered loss occur, coverage is available to homeowners and landlords to help cover the cost of damage to the utility line, excavation costs and reasonable expediting expenses to make repairs. 0000014493 00000 n 0000012554 00000 n . It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. 0000011819 00000 n Thank you for being a Travelers Canada customer. Several years ago homeowners insurance companies started offering buried service line coverage. The price to replace or repair a utility line can be financially crippling, and as homes age, so do their underground utilities. Many homeowners and landlords do not know that the repair . Here's the lowdown on scheduling personal property coverage for your most valuable items. From habitation to high-tech, Travelers EnergyMax 21 is the answer to some of the most difficult equipment breakdown questions for businesses of all shapes and sizes, including those questions that have yet to be asked. 0000241913 00000 n Resources to help you adapt to the realities of COVID-19. 9 0 obj Our knowledgeable Claim professionals will respond to your needs with speed, compassion, integrity and professionalism. It provides coverage for physical damage, caused by a covered service line failure, to exterior underground service lines like cable, internet and electrical wiring, and damaged natural gas, propane and sewer pipes. We have over 11,000 in-house claim 0000035214 00000 n endobj Conducting Risk Control surveys. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. As more and more homes are outfitted with the latest technology and sophisticated equipment, our clients see a growing need to offer equipment breakdown products that respond to exclusions in off-the-shelf homeowners policies, such as HO2 and HO3. Significant advancements in fall protection products and education in the past decade have made controlling fall exposures easier than ever. Flood, Ground Water and Buried Utility Line coverages will now be available to be added to your policy. Travelers is a National Board Authorized Inspection Agency and has over 170 Risk Control consultants who hold a Boiler and Pressure Vessel Inspectors commission. Service line coverage is an optional type of insurance that can reimburse you for damage to utility lines you are responsible for maintaining. 0000012941 00000 n trailer <<7BD922BB1A5D435995D8E654F5649639>]/Prev 641604/XRefStm 1640>> startxref 0 %%EOF 265 0 obj <>stream EnergyMax 21 is one of the most progressive and wide-ranging equipment breakdown protection packages available. Should a covered loss occur, coverage is available to pay for the damage to the utility line, excavation costs, expediting expenses to make repairs, and outdoor property that's damaged because of the loss. 0000004258 00000 n What Coverage Is Right For Your Home? The Travelers Indemnity Company and its property casualty affiliates. Protecting Your Home from Storm Water Damage, Flood, Ground Water and Buried Utility Lines Coverage. The Good News. 0000006579 00000 n With Buried Utility Lines Coverage, you can be covered when one of these lines leaks, breaks, tears, ruptures, collapses or arcs. 853 0 obj <> endobj xref endobj With Lemonade, Buried Utility Coverage is available in 10 states for just $3.25 a month, with a $500 deductible applied to all buried utility claims. 0000011722 00000 n endobj Technology is rapidly evolving, placing new demands on business owners. 0000001820 00000 n Also referred to as "off-premises power coverage." 0000005764 00000 n Travelers Insurance Company of Canada, The Dominion of Canada General Insurance Company and St. Paul Fire and Marine Insurance Company (Canada Branch) are the Canadian licensed insurers known as Travelers Canada. 5 0 obj Underground line examples. 0000347387 00000 n Think of what your home would be like without electricity or plumbing, or how you would cope without the Internet. Travelers, Kemper, Allstate & Hanover - to name a few, don't . endstream Destruction to your underground power lines is covered by service line coverage (otherwise known as utility line insurance), which prevents homeowners from having to pay extra for repairs. If tree roots, vermin, insects, rodents or other animals damage your utility lines, this is also included. Electric, telephone, internet and cable wires. These new coverages provide additional protection above our current Sewer Back-up and Surface Water coverages. Service line coverage will cover you when your utility lines need repairs. Replacing the full length of your sewer line can cost as much as $30,000. #travelershomeprotection This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. <> Swimming pools and landlords; . endobj Equipment breakdown coverage can repair or replace your appliances if they stop working due to a mechanical or electrical failure. 2023 The Travelers Indemnity Company. Read our update Enjoy Our New Commercials 0000035588 00000 n charge an extra fee for additional replacement cost (the policy already has 50% as standard), special personal property coverage, and replacement contents coverage. 214 0 obj <> endobj xref 214 52 0000000016 00000 n 0000002909 00000 n We have one of the largest Risk Control departments in the industry, and our scale allows us to apply the right resource at the right time to meet customer needs. Resources to help you adapt to the realities of COVID-19. Navigating the claim process is easier if you know whats ahead. The Travelers Indemnity Company and its property casualty affiliates. Travelers can help both individuals and businesses ranging from small to multi-national companies with their commercial surety needs. The Travelers Indemnity Company and its property casualty affiliates. Construction claims are complex and potentially volatile. Coverage for a loss caused by a wrongful act committed while conducting duties by orfor a public entity. As more and more homes are outfitted with the latest technology and sophisticated equipment, our clients see a growing need to offer equipment breakdown products that respond to exclusions in off-the-shelf homeowners policies, such as HO2 and HO3. 0000024505 00000 n Do keep in mind that youd have a $500 deductible, which would be applied to each buried utility claim. kS9`Wto(IIyJGbfWQ,*",2)SO;nLS^c|}DvGmWjj){10NoiFS&|,>j#9I 8tjk]VQdj%8!OKwV}Bp kIYYSJt--@$Dpb!b SPKS[CD1h7c/]1V_hSGloMD:"s'M(q")d3}3z T*-M J*|9EH%,r[_285u]a$)BKemAq w7LR&1QieM !"}m7"c>53N|]8u`{QMT9rz$cH{0NX5f%bw^} :h!`NNIbiMA%A'-&V4bT7,H=WciYnP T]c`^A0b)tEY9@d_^LF}ppn$PoTTU@D(Gi j4Yemc[kS~9o"c| q You or your insured can report a claim by email. Let's discuss your equipment breakdown product and service needs. It extends coverage for damage to underground piping, wiring or attached devices that connect a home to a public utility service provider or to a private system. Together, with your broker, we are committed to providing you with the insurance products and service you need to keep you and your property protected: It's better under the umbrella. 0000002700 00000 n 0000001640 00000 n The contract typically covers the water line from the edge of your property to the outside wall of your house. 0000045997 00000 n Learn how emerging technology is impacting equipment breakdown, and five ways companies can prepare to be more resilient. Utility contractors face many risks above and below the ground. EnergyMax 21 is right for the Fortune 500 and Main Street U.S.A. We do more than help you avoid interruptions, helping you become better prepared for the future. These tips from Travelers Canada can help you protect your home before, during and after a flood. Drawing on extensive research and years of experience, we offer: Get the personal service and attention that an agent provides. Types of equipment that this coverage involves includes: Business and property owners should be aware that without equipment breakdown coverage included in their property coverage, they may not be protected against property and business income losses associated with explosions, mechanical failures or electrical arcing breakdowns. 0000008479 00000 n Non-destructive examination and testing are the most cost-effective tools in controlling unplanned outages. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 0000017404 00000 n endobj We are working hard to provide you with the products and services that give you the condence and peace of mind you deserve. 0000006035 00000 n 0000004540 00000 n With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? 3 0 obj Lemonade's Buried Utility policy covers up to $10,000 in damage. 0000035318 00000 n On the residence premise. Travelers Inland Marine provides protection for a business' property that is mobile in nature or requires unique valuation. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. 0000011707 00000 n xZ[o8z0%)Z vt;EXS$9iEe> ?/Y3BHD8|(/|_oXQ,n7W|GRnW~)^VBO?E^'HD9AIQVw,#TE"m*.pC?G}awQ[tEXlqn:n.+6>;!/ V uT]WFgM9Z} Service line coverage is available when you add either the Plus or Select bundle to an ErieSecure Home policy. For challenging and unique assignments, our Risk Control specialists may involve Travelers' certified analytical laboratory or our network of independent testing, consulting and service companies. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Land, including land on which the other struc-tures are located; b. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.All rights reserved. Damage caused by earth movement, windstorm, and certain other perils is also not covered. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. 0000244015 00000 n 2 0 obj Travelers provides a network of contracted service companies that specialize in non-destructive examination and testing technologies, including: Selecting the right driver is good for business. All rights reserved. With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? 0000013093 00000 n 2. Land, including land on which the other structures are located, except as provided under Additional Coverage 13. %PDF-1.3 Whether gas, electric, water or sewer, utilities need specialized solutions designed to fit their specific needs. Coverage provides protection from failure due to: Decay Deterioration Hidden defects Freeze View our coverage highlights. Send us your receipts, photos, invoices and more with just a push of a button. Buried Utility Lines and Equipment Breakdown Package Buried Utility Lines Coverage $10,000 or $20,000 Equipment Breakdown Coverage $50,000 Travelers is a National Board Authorized Inspection Agency and has over 170 Risk Control consultants who hold a Boiler and Pressure Vessel Inspectors commission.